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Board and Care Homes in Clearwater, FL

Find board and care homes homes in Clearwater, FL. Compare costs, amenities, reviews, and tour options across every board and care homes home in the Clearwater area.

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HomeClearwaterBoard and Care Homes in Clearwater, FL

When you search board & care homes in Clearwater, you deserve more than a directory. This page combines current Florida AHCA licensing data with local cost and hospital context specific to Clearwater. We currently track 2 licensed adult family care homes serving Clearwater from Florida AHCA records.

What's below: the licensed providers, 2026 Clearwater cost ranges, the local hospital and neighborhood context, what to ask on a tour, and how to act fast if a hospital discharge is looming. Prefer to talk it through? Get matched with a free local advisor — no fees, ever.

What board & care homes means — and who it's for

Board and care suits a senior who prefers a small, homelike setting with a handful of residents and a higher caregiver-to-resident ratio over a large community.

How Florida regulates it: Small "board and care" homes in Florida are typically AHCA-licensed assisted living facilities with a handful of beds, or Adult Family Care Homes (AFCH) under Chapter 429, Part II, F.S. — a private home licensed for up to five residents. They trade amenities for a homelike, lower-cost setting.

In Clearwater specifically, that means weighing the licensed options against Clearwater's cost range and your family's timeline. The right choice balances care level, budget, location near Morton Plant Hospital (BayCare), and how quickly you need a spot.

Clearwater board & care homes: by the numbers

2 licensed adult family care homes on file in Clearwater; about 10 total licensed beds; averaging 5 beds per community; the largest at 5 beds. These counts come from current Florida AHCA licensing data, not estimates.

Licensed board & care homes providers in Clearwater

Selected by licensed bed capacity. Source: Florida AHCA / FloridaHealthFinder, current 2026. Always confirm a current license at quality.healthfinder.fl.gov before signing.

ProviderCityLicensed bedsAHCA license #
Baker, RoseClearwater5 beds6906324
Dampier, HeatherClearwater5 beds6907085

Senior care in Clearwater, Pinellas County

Clearwater draws snowbirds and year-round retirees to its Gulf beaches and the Countryside area, sustaining one of the highest per-capita concentrations of senior communities in Pinellas. Anchored by Morton Plant Hospital, Clearwater pairs beach-town living with a mature network of assisted-living, memory-care, and rehab providers in Countryside and along US-19.

Nearby hospitals: Morton Plant Hospital (BayCare), Clearwater (BayCare urgent/specialty). Proximity to a hospital matters for rehab discharges, dementia emergencies, and ongoing specialist visits — families in Clearwater often shortlist communities a short drive from these.

Areas families ask about: Countryside, Sand Key, Island Estates, Downtown Clearwater, Clearwater Beach.

What board & care homes costs in Clearwater (2026)

Clearwater pricing runs $2,950–$5,100/month, above the metro average for Tampa Bay — a reflection of local real-estate and the mix of small residential homes versus larger communities.

  • Assisted living (standard): $3,700–$5,850/month
  • Memory care: $5,100–$7,400/month
  • In-home care: $28–$40/hour

In Clearwater, the levers on price are room type (shared saves the most), facility size (small homes run cheaper), an honest care-level assessment, and benefit programs like VA Aid & Attendance and Florida SMMC Medicaid.

How we vet Clearwater providers

  1. Active Florida AHCA license verified on FloridaHealthFinder, with no open disciplinary action
  2. Last two AHCA survey cycles reviewed for deficiencies and complaints
  3. Real family references — not curated testimonials
  4. Transparent monthly pricing (a provider who won't disclose cost is one we won't refer)
  5. An in-person visit by a local advisor within the last 12 months

Questions to ask on a tour

  • What is the staff-to-resident ratio overnight?
  • What care changes would force a move-out?
  • What is the all-in monthly cost for this care level — every line item?
  • How do you handle a sudden change in needs, like a fall?
  • What is your current resident average length of stay?

What's included — and what costs extra

Usually included: a homelike room, all meals, 24/7 caregivers, and personal-care help in a small setting. Typically extra: higher-acuity care and specialized services a small home may not staff for. Ask any Clearwater provider for an itemized rate sheet so you can compare apples to apples.

How fast you can move in Clearwater

In Clearwater, a non-urgent move typically takes one to two weeks end to end. After a hospital stay near Morton Plant Hospital (BayCare), families often need placement within a few days — line up paperwork early. A free local advisor can tell you which Clearwater communities have current openings.

Common questions

How much does board and care homes cost in Clearwater?
Board And Care Homes in Clearwater typically ranges from $3,200 to $6,800 per month for assisted living, with memory care running $1,000–$2,000 higher. Final pricing depends on the level of care, room type, and the specific facility — small board-and-care homes are usually cheaper than large communities. For an exact quote for your situation, contact a free Tampa Senior Advisor advisor.
Does Medicaid cover board and care homes in Clearwater?
Florida Medicaid does not directly pay for room and board in board and care homes settings, but Florida's Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) program covers personal care, attendant care, and in-home/community-based services can offset much of the care portion for eligible residents. Eligibility is income- and asset-based. Our advisors can walk you through what your parent qualifies for and which Clearwater facilities accept the waiver.
How do I know if a board and care homes facility in Clearwater is licensed?
Every legal board and care homes provider in Clearwater is licensed by the Florida Agency for Health Care Administration (AHCA). You can look up any facility's license, inspections, complaints, and regulatory actions directly on FloridaHealthFinder (quality.healthfinder.fl.gov). We only refer families to facilities with active, clean licenses.
What's the difference between board and care homes and a nursing home?
Board And Care Homes is for older adults who need help with daily activities (bathing, dressing, medication reminders) but don't require 24/7 skilled medical care. Nursing homes (also called skilled nursing facilities, or SNFs) provide ongoing medical care from licensed nurses for residents with serious medical conditions or post-hospital recovery needs. Many Clearwater families start with board and care homes and transition to skilled nursing if care needs increase.
How fast can I move my parent into board and care homes in Clearwater?
Most Clearwater facilities can accept a new resident within 3–10 days, assuming the health assessment, financial paperwork, and physician's order are complete. Memory care can sometimes be same-day or next-day if a secured unit has availability. Contact us for current openings in your preferred neighborhood.

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